Documents Needed for Loan Submission

Borrower Authorization and Certification Form

The Borrower Authorization Form is used to authorize Loans Realty Group by the client to pull their tri-merge (Experian, Transunion, Equifax) mortgage credit report. For husband and wife, they can be both on one single Borrower Authorization Form and for single, they will need to be in separate Borrower Authorization forms. This is an Adobe fillable pdf form that you can type directly onto the form OR you can print and hand write. Please print and wet sign the form (no digital signatures accepted). Please fill out all yellow highlighted sections. Send this form along with a copy of your driver’s license or any government ID that has your picture and signature on it.

Credit Card Authorization Form for Credit Report

This Credit Card Authorization form is to charge the client’s credit card to pull their credit report paid to Universal Credit Services (UCS). UCS is not affiliated with Loans Realty Group. UCS is a 3rd party vendor that we use to access the tri-merge (Experian, Transunion, Equifax) mortgage credit report of the borrower. Cost is $57.35 for single person and $111.70 for husband and wife. This is an Adobe fillable pdf form that you can type directly onto the form OR you can print and hand write. Please print and wet sign the form (no digital signatures accepted). Borrower Authorization and Certification Form MUST be filled out and accompanied with this form.

Credit Card Authorization Form for Appraisal Report

This Credit Card Authorization form for Appraisal Report is to charge the client’s credit card for the appraisal report. We will enter your credit card information into the Appraisal Management Company (AMC) selected by the lender to order your appraisal report. This AMC is not affiliated with Loans Realty Group. Cost of appraisal report depends on type of loan (ie Conventional, FHA), number of units (ie SFR, Duplex, Triplex) and approximate value (ie extra fee if value is over $1M). Cost starts from $525 and above. If the cost of the appraisal report is more than $775, then we will ask for your 2nd approval prior to using your credit card on the AMC’s website. This is an Adobe fillable pdf form that you can type directly onto the form OR you can print and hand write.

Upload Documents

After signing the above documents, you can scan and save to your computer along with your ID. You can click on the secured Upload Documents below and select the General Loan Processor Inbox to upload your Borrower Authorization Form and ID and/or Credit Card Authorization Form. Another option is to take a photo of the forms and your ID with your cell phone and go to this webpage again to select Upload Documents. We will notify you that we have received your uploads. If both options (computer or cell phone) are not available, you can fax to (888) 203-2285. Click on this link to upload your documents: Upload Documents

Which form would you like to download?

Borrower Authorization Form and Credit Card Authorization Form for Credit Report

Download Here

Borrower Authorization Form

Download Here

Credit Card Authorization Form for Credit and Appraisal Report

Download Here

Additional Documents

Click on the link below to download the type of loan you are applying for and go to Upload Documents above to upload all your financial documents and select the loan processor that is assigned to you or select General Loan Processor Inbox. We will notify you that we have received your uploads.

Documents Needed for Down Payment Assistance Program

Download Here

Documents Needed for Regular Purchase Loan without Down Payment Assistance

Download Here

Documents Needed for Refinance

Download Here